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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">kaz29</journal-id><journal-title-group><journal-title xml:lang="ru">Вестник Казахстанско-Британского технического университета</journal-title><trans-title-group xml:lang="en"><trans-title>Herald of the Kazakh-British Technical University</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">1998-6688</issn><issn pub-type="epub">2959-8109</issn><publisher><publisher-name>Казахстанско-Британский Технический Университет</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.55452/1998-6688-2026-23-2-560-571</article-id><article-id custom-type="elpub" pub-id-type="custom">kaz29-2933</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ЭКОНОМИКА И БИЗНЕС</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>ECONOMY AND BUSINESS</subject></subj-group></article-categories><title-group><article-title>УСТОЙЧИВОСТЬ НОВОГО ПОКОЛЕНИЯ: РАСКРЫТИЕ ФИНАНСОВЫХ НАМЕРЕНИЙ, ВЫЗОВОВ И ТРАНСФОРМАЦИОННОГО ПОТЕНЦИАЛА ИНВЕСТОРОВ ПОКОЛЕНИЯ Z</article-title><trans-title-group xml:lang="en"><trans-title>NEXT-GEN SUSTAINABILITY: UNVEILING THE FINANCIAL INTENTIONS, CHALLENGES, AND TRANSFORMATIVE POWER OF GENERATION Z INVESTORS</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0009-0007-4844-9332</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Ахмед Саит</surname><given-names>С.</given-names></name><name name-style="western" xml:lang="en"><surname>Ahmed Sait</surname><given-names>S.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Ассистент-профессор. Кафедра коммерции.</p><p>Хайдарабад</p></bio><bio xml:lang="en"><p>Assistant Professor. Department of Commerce.</p><p>Hyderabad</p></bio><email xlink:type="simple">sofiamaqbool@ymail.com</email><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-1503-0806</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Виджеш</surname><given-names>П. В.</given-names></name><name name-style="western" xml:lang="en"><surname>Vijesh</surname><given-names>P. V.</given-names></name></name-alternatives><bio xml:lang="ru"><p>PhD.</p><p>Каламассери, штат Керала</p></bio><bio xml:lang="en"><p>PhD.</p><p>Kalamassery, Kerala</p></bio><email xlink:type="simple">vijesh@rajagiri.edu</email><xref ref-type="aff" rid="aff-2"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru">Колледж бакалавриата и последипломного образования «Лойола Академия» (Университет Османия)<country>Индия</country></aff><aff xml:lang="en">Loyola Academy Degree and PG College (Osmania University)<country>India</country></aff></aff-alternatives><aff-alternatives id="aff-2"><aff xml:lang="ru">Колледж социальных наук Раджагири<country>Индия</country></aff><aff xml:lang="en">Rajagiri College of Social Sciences<country>India</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2026</year></pub-date><pub-date pub-type="epub"><day>27</day><month>06</month><year>2026</year></pub-date><volume>23</volume><issue>2</issue><fpage>560</fpage><lpage>571</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Ахмед Саит С., Виджеш П.В., 2026</copyright-statement><copyright-year>2026</copyright-year><copyright-holder xml:lang="ru">Ахмед Саит С., Виджеш П.В.</copyright-holder><copyright-holder xml:lang="en">Ahmed Sait S., Vijesh P.V.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://vestnik.kbtu.edu.kz/jour/article/view/2933">https://vestnik.kbtu.edu.kz/jour/article/view/2933</self-uri><abstract><p>Устойчивые финансы стали важным инструментом решения глобальных и социальных проблем, поскольку они интегрируют экономические, социальные и управленческие факторы в процессы инвестирования и принятия решений. В г. Хайдарабаде, быстрорастущем городском центре с высокой долей молодежи, инвесторы поколения Z оказывают все более заметное влияние на развитие сферы устойчивых финансов. Данное исследование направлено на изучение осведомленности, мотивации и инвестиционного поведения представителей поколения Z в г. Хайдарабаде, с особым акцентом на их вовлеченность через социальные медиаплатформы. С использованием моделирования структурными уравнениями в SmartPLS первичные данные были собраны на основе структурированной анкеты у 152 респондентов, относящихся к поколению Z. Результаты исследования показывают, что отношение к устойчивым финансам является наиболее сильным предиктором инвестиционного поведения (β = 0.5583, p = 0.0092), далее следует технологическая осведомленность (β = 0.4125, p = 0.0486), тогда как финансовая грамотность сама по себе не является статистически значимым предиктором (β = 0.3087, p = 0.1253). Эти результаты ставят под сомнение традиционное предположение о том, что финансовая грамотность является главным фактором участия в устойчивом инвестировании, и показывают, что технологическая доступность и ценностное соответствие выступают более сильными поведенческими факторами. Исследование подчеркивает трансформационный потенциал поколения Z в превращении Хайдарабада в модельный город устойчивых финансов в Индии и предлагает практические выводы для политиков, финансовых институтов и образовательных организаций.</p></abstract><trans-abstract xml:lang="en"><p>Sustainable finance (SF) has emerged as a pivotal tool in addressing global and societal challenges by integrating economic, social, and governance factors into investment and decision-making processes. In Hyderabad, a rapidly growing urban hub with a significant youth population, Generation Z investors are increasingly influencing the sustainable finance landscape. This study explores the awareness, motivations, and investment behaviours of Gen Z in Hyderabad, with a particular focus on their engagement through social media platforms. Using Structural Equation Modelling (SEM) via SmartPLS, primary data were collected from 152 Generation Z respondents through a structured survey. The study finds that sustainable finance attitude is the strongest predictor of investment behaviour (β = 0.5583, p = 0.0092), followed by technology awareness (β = 0.4125, p = 0.0486), while financial literacy alone is not a statistically significant predictor (β = 0.3087, p = 0.1253). These findings challenge the conventional assumption that financial literacy drives sustainable investment participation, positioning technology accessibility and values alignment as more powerful behavioural enablers. The research highlights the transformative potential of Generation Z in reshaping Hyderabad into a model city for sustainable finance in India, offering actionable insights for policymakers, financial institutions, and educators.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>поколение Z</kwd><kwd>устойчивые финансы</kwd><kwd>ESG-инвестирование</kwd><kwd>SmartPLS</kwd><kwd>технологическая осведомленность</kwd><kwd>Хайдарабад</kwd><kwd>зеленые инвестиции</kwd></kwd-group><kwd-group xml:lang="en"><kwd>Generation Z</kwd><kwd>Sustainable Finance</kwd><kwd>ESG Investing</kwd><kwd>SmartPLS</kwd><kwd>Technology Awareness</kwd><kwd>Hyderabad</kwd><kwd>Green Investments</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Ho, M.N., Abhayawansa, S., &amp; Adams, C.A. Sustainable finance. 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