kaz29Вестник Казахстанско-Британского технического университетаHerald of the Kazakh-British Technical University1998-66882959-8109Казахстанско-Британский Технический Университет10.55452/1998-6688-2025-22-2-401-411kaz29-2026Research ArticleЭКОНОМИКА И БИЗНЕСECONOMY AND BUSINESSЭМПИРИЧЕСКИЙ АНАЛИЗ ВЛИЯНИЯ ЗЕЛЕНОГО КРЕДИТОВАНИЯ НА ОПЕРАЦИОННУЮ ЭФФЕКТИВНОСТЬ КИТАЙСКИХ КОММЕРЧЕСКИХ БАНКОВ, ПРЕДСТАВЛЕННЫХ НА БИРЖЕAN EMPIRICAL ANALYSIS OF GREEN CREDIT ON THE OPERATIONAL PERFORMANCE OF CHINESE LISTED COMMERCIAL BANKShttps://orcid.org/0009-0006-8382-5607ЛоуЮньLouYun

 MBA 

г. Алматы 

 MBA 

Almaty 

louy@aliyun.comКазахский национальный университет им. аль-ФарабиКазахстанAl-Farabi Kazakh National UniversityKazakhstan202506072025222401411Copyright © Лоу Ю., 20252025Лоу Ю.Lou Y.Данная работа распространяется под лицензией Creative Commons Attribution 4.0.This work is licensed under a Creative Commons Attribution 4.0 License.https://vestnik.kbtu.edu.kz/jour/article/view/2026

Для более глубокого изучения влияния зеленого кредитования на эффективность китайских коммерческих банков, котирующихся на бирже, в данном исследовании рассматриваются 16 таких банков в качестве объектов анализа. Целью исследования был анализ влияния зеленого кредитования на операционную эффективность китайских коммерческих банков, акции которых котируются на бирже. Эффективность банков оценивалась с использованием факторного анализа, а влияние зеленого кредитования анализировалось с помощью моделей фиксированных эффектов и модерации. Результаты показали, что из-за относительно короткого срока реализации политики зеленого кредитования и несовершенства институциональных механизмов в Китае зеленое кредитование в настоящее время отрицательно связано с показателями эффективности банков. Кроме того, корпоративная социальная ответственность (КСО) оказывает усиливающее модерационное воздействие на это негативное влияние. Тем не менее в долгосрочной перспективе развитие зеленого кредитования является неизбежным трендом. Постепенное совершенствование механизмов зеленого кредитования приведет к повышению эффективности банков и обеспечит экологические и экономические выгоды для Китая.

To delve deeper into how green credit influences the performance of China’s listed commercial banks, this study investigates 16 publicly listed banks as research samples. The study aimed to analyze the impact of Green Credit on the Operational Performance of Chinese Listed Commercial Banks. The performance levels of these banks are assessed using factor analysis, and the effects of green credit are examined through fixed-effects and moderating effect models. The results suggest that, given the relatively recent adoption of green credit policies and the still-developing institutional framework in China, green credit currently shows a negative association with bank performance. Moreover, corporate social responsibility (CSR) plays a moderating role that amplifies this adverse effect. Nonetheless, in the long run, promoting green credit remains a necessary and inevitable direction. With ongoing improvements in green credit mechanisms, commercial bank performance is expected to improve, fostering both ecological sustainability and economic growth.

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The authors declare that there are no conflicts of interest present.