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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">kaz29</journal-id><journal-title-group><journal-title xml:lang="ru">Вестник Казахстанско-Британского технического университета</journal-title><trans-title-group xml:lang="en"><trans-title>Herald of the Kazakh-British Technical University</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">1998-6688</issn><issn pub-type="epub">2959-8109</issn><publisher><publisher-name>Казахстанско-Британский Технический Университет</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.55452/1998-6688-2024-21-1-202-212</article-id><article-id custom-type="elpub" pub-id-type="custom">kaz29-1037</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ЭКОНОМИКА И БИЗНЕС</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>ECONOMY AND BUSINESS</subject></subj-group></article-categories><title-group><article-title>ЦЕРЕМОНИАЛЬНЫЕ  РАСХОДЫ  И  ДОЛГ  ДОМОХОЗЯЙСТВ</article-title><trans-title-group xml:lang="en"><trans-title>CEREMONIAL  SPENDING  AND  HOUSEHOLD  DEBT</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0009-0004-5355-3351</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Мамырова</surname><given-names>Д. Н.</given-names></name><name name-style="western" xml:lang="en"><surname>Mamyrova</surname><given-names>D. N.</given-names></name></name-alternatives><bio xml:lang="ru"><p>бакалавр</p><p>050000, г. Алматы</p><p>WC1E 7HU, г. Лондон, Великобритания</p></bio><bio xml:lang="en"><p>050000, Almaty</p><p>Senate House, Malet Street, WC1E 7HU, London, United Kingdom</p></bio><email xlink:type="simple">mamyrova.darina@gmail.com</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru">Казахстанско-Британский технический университет; Лондонский университет<country>Казахстан</country></aff><aff xml:lang="en">Kazakh-British Technical University; University of London<country>Kazakhstan</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2024</year></pub-date><pub-date pub-type="epub"><day>26</day><month>03</month><year>2024</year></pub-date><volume>21</volume><issue>1</issue><fpage>202</fpage><lpage>212</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Мамырова Д.Н., 2024</copyright-statement><copyright-year>2024</copyright-year><copyright-holder xml:lang="ru">Мамырова Д.Н.</copyright-holder><copyright-holder xml:lang="en">Mamyrova D.N.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://vestnik.kbtu.edu.kz/jour/article/view/1037">https://vestnik.kbtu.edu.kz/jour/article/view/1037</self-uri><abstract><p>В данной статье рассматривается взаимосвязь между церемониальными расходами и долгом домохозяйств в Казахстане. Исследование направлено на анализ влияния различных характеристик домохозяйств на объем церемониальных расходов и связи между церемониальными расходами и наличием долга домохозяйств. Влияние набора характеристик домохозяйства на церемониальные расходы оценивается с помощью лог-линейной регрессии, рассматривающей церемониальные расходы как логарифмические значения на душу населения, и с использованием упорядоченной пробит-регрессии, рассматривающей церемониальные расходы как долю от общих расходов домохозяйства. Влияние церемониальных расходов, а также характеристик домохозяйства на наличие долга затем оценивается с использованием пробит-регрессии. Исследование показало, что на объем церемониальных расходов влияют характеристики домохозяйства, связанные с возрастом – возраст главы домохозяйства и средний возраст внутри него. Другими факторами, влияющими на церемониальные расходы, оказались количество детей и количество пожилых людей в семье. Кроме того, было обнаружено, что долг домохозяйств в Казахстане зависит от количества детей в домохозяйстве. Данное исследование предоставляет основу для будущих эмпирических исследований церемониальных расходов в Казахстане.</p></abstract><trans-abstract xml:lang="en"><p>This paper examines the relationship between ceremonial spending and household debt in Kazakhstan. More precisely, it investigates the impact of various household characteristics on the volume of ceremonial expenditure and explores the association between ceremonial spending and the incidence of household debt. The effect of a set of household characteristics on ceremonial spending is assessed using a log-linear regression, treating ceremonial expenditure as log per capita values, and using an ordered probit regression, treating ceremonial spending as a share from total household spending. The effect of ceremonial expenditure, as well as household characteristics, on household incidence of debt is then assessed using probit estimation. The study found that the household characteristics associated with age – the age of the head of the household and the mean age within it – influence the volume of ceremonial expenditure. Other factors affecting ceremonial spending were found to be the number of children and the number of elderly people in the household. Furthermore, household debt in Kazakhstan was found to be heavily influenced by the number of children in the household as well. This study contributes to future extensive empirical research on ceremonial spending in Kazakhstan, providing a base for empirical analysis.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>церемониальные расходы</kwd><kwd>долг домохозяйств</kwd><kwd>потребительские кредиты</kwd><kwd>доходы населения</kwd><kwd>казахстанская семья</kwd></kwd-group><kwd-group xml:lang="en"><kwd>ceremonial spending</kwd><kwd>household debt</kwd><kwd>Consumer loans</kwd><kwd>household income</kwd><kwd>Kazakhstani family</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Forbes (2024) [Accessed: February 23, 2024] https://forbes.kz/economy/finance/ipoteka_avtokreditovanie_i_bankrotstvo_fizlits_itogi_kreditnogo_ryinka_rk_za_2023_god_1/#:~:text=Потребительские%20кредиты,или%202%2C1%20трлн%20тенге.</mixed-citation><mixed-citation xml:lang="en">Forbes (2024) [Accessed: February 23, 2024] https://forbes.kz/economy/finance/ipoteka_avtokreditovanie_i_bankrotstvo_fizlits_itogi_kreditnogo_ryinka_rk_za_2023_god_1/#:~:text=Потребительские%20кредиты,или%202%2C1%20трлн%20тенге.</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">Radio Azattyq (2023) [Accessed: February 23, 2024] https://rus.azattyq.org/a/32646236.html#:~:text=«В%20настоящее%20время%2084%20процента,около%201%2C4%20триллиона%20тенге.</mixed-citation><mixed-citation xml:lang="en">Radio Azattyq (2023) [Accessed: February 23, 2024] https://rus.azattyq.org/a/32646236.html#:~:text=«В%20настоящее%20время%2084%20процента,около%201%2C4%20триллиона%20тенге.</mixed-citation></citation-alternatives></ref><ref id="cit3"><label>3</label><citation-alternatives><mixed-citation xml:lang="ru">«Public Opinion» Research Institute (2023). 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